Most people have conception that life insurance is the money you leave for your beneficiary only when you die. In fact, the modern life insurance not only pays out death benefit (dying too soon), but it can also provide needed fund should you suffer critical illness, chronic illness or terminal illness (becoming sick or hurt). And best of all, it is one of the best financial vehicles to maximize cash accumulation for saving for retirement (living too long). What is Living Benefit Rider?

QUALIFYING CRITICAL ILLNESSES

HEART ATTACK, STROKE, INVASIVE CANCER, BLOOD CANCERS (LEUKEMIA, LYMPHOMA, MULTIPLE MYELOMA), END STAGE RENAL FAILURE, MAJOR ORGAN TRANSPLANT, AMYOTHROPHIC LATERAL SCLEROSIS (ALS), BLINDNESS, PARALYSIS, COMA, SEVERE BURN

Long Term Care / Chronic Illness Rider

REQUIRE ASSISTANCE IN 2 OUT OF 6 ACTIVITIES OF DAILY LIVING

BATHING, EATING, DRESSING, TOILETING, TRANSFERRING, CONTINENCE

To maximize cash accumulation for saving for retirement, Index Universal Life Insurance (IUL) is here to help you.