The term "Guarantee" for the obvious reason, can be expensive. It is particularly true when a life insurance company sells a guarantee [...]

I went to a workshop hosted by UnitedHealthcare regional sales director A. T. There's a couple of takeaways I would like to share here. [...]

Foreign nationals (Non-Resident Aliens) have tax-advantage to buy US life insurance. Non-resident Aliens are subject to estate tax for f[...]

Everybody needs health insurance. However, what choice to make for the health plan that best meets your need and fits your budget can be[...]

Under Affordable Care Act (ACA) taking effect in 2014, all the US citizens and permanent residents under 65 of age are eligible to apply[...]

Term life insurance provides protection for a specific number of years (10 ~ 35 years), so it is often the most affordable insurance. Yo[...]

GUL is a guaranteed Universal Life Insurance. If you don't care about the cash value in your policy and only care about the death benefi[...]

Living Benefit Rider, also called Accelerated Benefit Rider (ABR), is a no-cost rider to a life insurance policy and is consist of Criti[...]