AIG’s non-medical Underwriting program is for its QoL Max Accumulator+ Indexed Universal Life product.

• Ages 0–50
• Face Amounts $50,000-$499,999
• No lab tests, physical exam or APS required for eligible proposed insured
• All rate classes available are available up to Preferred Plus
• Full underwriting for higher face amounts

Cases can be issued in 5 days, provided that it meets all non-medical underwriting requirements up front, including the below requirements:

• Must be submitted through AIG’s electronic application system, AND
• Application package, including fully completed Part B, must be submitted in good order, AND
• Proposed insured has NONE of the “slow” or ineligible conditions.