Back
EZ Underwriting- National Life

National Life’s EZ Underwriting program is for its Flex Life II Indexed Universal Life product.

  • Ages 18 – 60 – up to and including $1,000,000 Face Amount
  • Ages 61 – 65 – up to and including $250,000 Face Amount
  • Full underwriting for higher face amounts
  • Complete Part II medical on application
  • All Rate Classes are available, including Elite

If certain criteria are met, case will be issued immediately without the need for exams or labs

Underwriting will review

  • Application
  • MIB,
  • Rx
  • Instant ID
  • BMI
  • Risk Classifier, a proprietary tool to help assess risk provided by LexisNexis
  • Tele-interview for face Amounts $500,001 – $1,000,000
DISCLAIMER: Insurance matters discussed are always changing, so accuracy or usefulness of facts may be time-sensitive. Article content is used solely for the purpose of informing readers, and is not intended for any commercial use. Any views or opinions that are expressed in this article are those of the author and do not necessarily reflect the position of any entities involved or mentioned.